Sa'd used to teach him these words, narrating from the Prophet [SAW]: "Allahumma inni a'udhu bika minal-bukhli, wa a'udhu bika minal-jubni, wa a'udhu bika an uradda ila ardhalil-'umuri, wa a'udhu bika min fitnatid-dunya wa 'adhabil-qabr (O Allah, I seek refuge with You from miserliness, and I seek refuge with You from cowardice, and I seek refuge with You from reaching the age of senility, and I seek refuge in You from the trials of this world and the torment of the grave.)"
"Sa'd used to teach his children these words as a teacher teaches his students, and he would say that the Messenger of Allah [SAW] used to seek refuge (with Allah) with these words at the end of every prayer: 'Allahumma inni a'udhu bika minal-bukhli, wa a'udhu bika mnal-jubni, wa a'udhu bika an uradda ila ardhalil-'umuri, wa a'udhu bika min fitnatid-dunya, wa min 'adhabil-qabr (O Allah, I seek refuge with You from miserliness, and I seek refuge with You from cowardice, and I seek refuge with You from reaching the age of senility, and I seek refuge with You from the trials of this life and the torment of the grave.)'"
أَخْبَرَنَا أَحْمَدُ بْنُ فَضَالَةَ، عَنْ عُبَيْدِ اللَّهِ، قَالَ أَنْبَأَنَا إِسْرَائِيلُ، عَنْ أَبِي إِسْحَاقَ، عَنْ عَمْرِو بْنِ مَيْمُونٍ، عَنْ عُمَرَ، أَنَّ النَّبِيَّ صلى الله عليه وسلم كَانَ يَتَعَوَّذُ مِنَ الْجُبْنِ وَالْبُخْلِ وَسُوءِ الْعُمُرِ وَفِتْنَةِ الصَّدْرِ وَعَذَابِ الْقَبْرِ .
The Prophet [SAW] used to seek refuge with Allah from cowardice, miserliness, reaching the age of second childhood, the trials of the heart and the torment of the grave.
"I heard 'Umar bin Al-Khattab say: 'The Messenger of Allah [SAW] used to seek refuge with Allah from five things and say: Allahumma inni a'udhu bika minal-jubni, wal-bukhli, wa suw'il-'umuri, wa fitnatis-sadri wa 'adhabil-qabr (O Allah, I seek refuge with You from cowardice, miserliness, reaching the age of second childhood, the trials of the heart and the torment of the grave.)'"
أَخْبَرَنِي هِلاَلُ بْنُ الْعَلاَءِ، قَالَ حَدَّثَنَا حُسَيْنٌ، قَالَ حَدَّثَنَا زُهَيْرٌ، قَالَ حَدَّثَنَا أَبُو إِسْحَاقَ، عَنْ عَمْرِو بْنِ مَيْمُونٍ، قَالَ حَدَّثَنِي أَصْحَابُ، مُحَمَّدٍ صلى الله عليه وسلم أَنَّ رَسُولَ اللَّهِ صلى الله عليه وسلم كَانَ يَتَعَوَّذُ مِنَ الشُّحِّ وَالْجُبْنِ وَفِتْنَةِ الصَّدْرِ وَعَذَابِ الْقَبْرِ .
"The Companions of Muhammad [SAW] told me that the Messenger of Allah [SAW] used to seek refuge with Allah from stinginess, cowardice, the trials of the heart and the torment of the grave."
"I said: 'O Messenger of Allah, teach me a supplication from which I may benefit.' He said: 'Say: Allahumma 'afini min sharri sam'i, wa basari, wa lisani, wa qalbi, wa sharri mani (O Allah, protect me from the evil of my hearing, my seeing, my tongue and my heart, and the evil of my sperm.)" - Meaning his sexual organ.
The Messenger of Allah [SAW] used to say: "A'udhu billahi minal-kufri wal-faqr. (O Allah, I seek refuge with You from Kufr and poverty.)" A man said: "Are they equal?" He said: "Yes."
When the Prophet [SAW] went out of his house, he said: "Bismillahi Rabbi! A'udhu bika min an azilla aw adilla aw azlima aw uzlama, aw ajhala aw yujhala 'alayya (In the name of Allah, my Lord, I seek refuge in You from falling into error or going astray, or wrongdoing (others) or being wronged, and from behaving or being treated in an ignorant manner.)"
The Messenger of Allah [SAW] used to say supplication in these words: "Allahumma inni a'udhu bika min ghalabatid-dain, wa ghalabatil-'aduwwi, wa shamatatil-a'da'. (O Allah, I seek refuge with You from being overwhelmed by debt and from being overpowered by the enemy, and from the enemy rejoicing at my misfortune.)"